🔧Application Design

Each user is assigned a dedicated Vault.

Vault Characteristics

• One vault per wallet

• Vault is the sole owner of deposited capital

• No pooled custody

• No third-party withdrawal rights

Vault Responsibilities

• Accept deposits

• Enforce yield mode logic

• Deploy capital via approved strategies

• Receive capital and yield

• Process withdrawals

Defines:

• assets

• lock duration

• yield goals

• risk profile

• fee structure

• allocation limits

Yield Modes

Capitra supports two yield modes:

Auto Mode

• Continuous deployment

• Capital remains withdrawable

• Lower, consistent yield

• Designed for savings-style usage

Lock Mode

• Fixed earning epochs (24 hours to 365 days)

• Higher yield eligibility

• Capital locked until epoch ends

• On maturity, defaults back to Auto Mode

Early withdrawals are always permitted, forfeiting only unearned yield.

Capital Deployment Model

Capitra deploys capital through approved strategy routes.

Key Principles

• Capital is deployed via smart contracts

• External protocols never gain withdrawal rights

• Exposure limits enforced at allocation time

• Capital returns to vault before reallocation

Capitra does not custody, rehypothecate, or trade user funds.